How it works

Four simple steps

From linking your bank to getting your pay, the whole thing takes about a minute — and repayment happens on its own.

Link securely through Plaid. Read-only access, bank-level encryption, no credit check.

We estimate the pay you’ve already earned this cycle and show a small, honest amount you can reach.

Choose free standard delivery, or pay one small capped fee for instant to your debit card.

We collect the advance automatically from your bank on your next payday. No late fees, ever.

We’re onboarding our first Missouri users now. Join the waitlist and we’ll reach out when your spot opens.

No spam. We’ll only email you about your early-access spot.