Legal
Fee Schedule
Effective August 2026
Every charge Wagevine can ever place on your account, listed in one place. Instant transfer fees are shown before you confirm each transfer — you always see the exact amount you’ll pay.
Standard ACH transfer (1–3 business days)$0.00
Instant to debit card — $20 to $99$7.99
Instant to debit card — $100 to $150$9.99
Instant to debit card — $150.01 to $200$12.99
Wagevine Membership (required for instant)$5.99 / month
TipsNot accepted
InterestNone
Late feesNone
Returned-payment feesNone
Repayment equals principal only — the amount you were advanced, nothing more, pulled by ACH from your linked bank on your next payday. If a repayment bounces, we retry once in a few business days at no additional cost. That’s the whole cost of using Wagevine.