How it works
Four simple steps
From linking your bank to getting your pay, the whole thing takes about a minute — and repayment happens on its own.
1
Connect your bank
Link securely through Plaid. Read-only access, bank-level encryption, no credit check.
2
See what you’ve earned
We estimate the pay you’ve already earned this cycle and show a small, honest amount you can reach.
3
Get your advance
Free standard transfer (1–3 business days) is always there. For instant to your debit card, add Membership — the fee is shown before you send.
4
Repay on payday
We collect the advance automatically from your bank on your next payday. No late fees, ever.
Get early access
We’re onboarding our first Missouri users now. Join the waitlist and we’ll reach out when your spot opens.
No spam. We’ll only email you about your early-access spot.