Wagevine is a registered earned wage access (EWA) provider in the State of Missouri (RSMo § 361.749). Products offered by a registered provider are not loans, credit, or money transmission, and expedited-delivery and membership fees are not interest or finance charges under Missouri law.

Advances are based on wages you have already earned. Repayment is collected automatically by ACH pull from your linked bank account on your regular payday; the repayment amount equals the principal advanced. We do not charge interest, late fees, or returned-payment fees. Tips are not solicited or accepted. A free standard-delivery option is always available to everyone — Membership is only required for instant delivery, is disclosed up-front, and can be cancelled at any time in one tap in the app under More → Account.

This website describes a product currently in a private beta. The terms, fees, and limits shown here are the terms you will receive when Wagevine goes live in your state — they are not illustrative. We may update them before general launch; any change after you open an account will be disclosed to you in the app before it takes effect. Nothing here is financial or legal advice.